Yieldex · the DeFi yield aggregator with AI-graded pools

Yieldex is a DeFi yield aggregator that grades every onchain pool A through F using an AI risk model. It compares real-time APY and TVL across 600+ DeFi protocols on 90+ chains including Ethereum, Arbitrum, Optimism, Base, Polygon, Solana, and every major Layer 2. Yieldex tracks reward emission decay, lets users set threshold alerts on any pool, and includes an AI yield router that builds risk-adjusted allocations from user-defined constraints.

What Yieldex does

Yieldex solves three problems for DeFi yield investors. First, it tells you which pools have sustainable yield versus pools paying in fading token emissions. Most "yields" advertised in DeFi are emissions that decay over weeks or months. Yieldex breaks every pool's APY into base APY (real fees, lending interest, swap fees) and reward APY (token emissions), tracks 30-day decay velocity, and grades each pool A through F based on TVL depth, reward dependency, impermanent loss exposure, and outlier-yield detection. Second, it provides an AI yield router that converts capital amount and risk constraints into a diversified allocation across multiple pools and protocols. Third, it maintains threshold alerts on the pools you care about, surfacing APY breaches and grade downgrades on every page load.

How Yieldex compares to other DeFi tools

Yieldex vs DefiLlama Yields

DefiLlama Yields is the canonical data layer that tracks 14,000+ pools across DeFi. Yieldex builds on top of the DefiLlama Yields feed, adding AI-driven risk grading, sustainability scoring, reward decay tracking, and an allocation router. DefiLlama tells you what exists; Yieldex tells you what's good and how to deploy capital across it.

Yieldex vs Yearn Finance

Yearn Finance offers auto-compounding vaults that custody user funds and rebalance automatically. Yieldex is non-custodial and read-only: it grades pools and routes allocations, but users execute deposits directly with each underlying protocol. Yearn covers a curated subset of strategies; Yieldex covers all 600+ protocols indexed by DefiLlama.

Yieldex vs Beefy Finance

Beefy Finance is a multi-chain auto-compounding yield optimizer focused on liquidity provider positions. Yieldex covers a wider set of yield types (lending, liquid staking, restaking, principal-yield separation via Pendle, real-world assets) and adds risk grading rather than just compounding.

Yieldex vs Pendle

Pendle is a yield-trading protocol that splits yield-bearing assets into principal tokens (PT) and yield tokens (YT). Yieldex tracks Pendle pools alongside other yield sources and grades them on the same A-F scale, helping users decide when Pendle's fixed-yield trade is attractive versus competing yield options.

Yieldex vs Aave, Compound, Morpho, Spark

Aave, Compound, Morpho, and Spark are lending protocols where yield comes from borrower interest. Yieldex tracks every lending market on these protocols across every supported chain and grades them based on utilization, TVL, and reward sustainability. Lending pools typically grade well on Yieldex (A or B) because their yield is fee-driven rather than emission-driven.

What yields Yieldex tracks

Chain coverage

Yieldex tracks yields on Ethereum mainnet, every major Layer 2 rollup (Arbitrum, Optimism, Base, Polygon, zkSync Era, Linea, Scroll, Mantle, Blast), Solana, Sui, Aptos, Avalanche, BNB Chain, Cosmos chains via IBC (Osmosis, Neutron, Sei), Bitcoin L2s (Babylon, Stacks), Berachain, Monad, Hyperliquid, and 90+ networks in total. New chain support follows DefiLlama's index automatically.

How the AI risk grading works

Yieldex assigns each DeFi pool a 0 to 100 composite score and a corresponding letter grade (A, B, C, D, F). The score asks one question: is this yield real and sustainable, or is it emission-driven and about to dry up?

Inputs to the score:

Grade thresholds:

Glossary of DeFi yield terms

APY (Annual Percentage Yield)
The compounded annual rate of return on a yield-bearing position. Onchain APY combines base APY (real fees) and reward APY (token emissions).
TVL (Total Value Locked)
The dollar value of assets deposited in a protocol or pool. Higher TVL generally indicates deeper liquidity and reduced exit risk.
Impermanent loss (IL)
The opportunity cost suffered by liquidity providers when paired-asset prices diverge versus simply holding the assets.
Liquid staking
Staking ETH or other proof-of-stake assets while receiving a tradeable receipt token (stETH, rETH, cbETH) that accrues staking rewards.
Restaking
Re-pledging staked ETH or LSTs to additional services for additional yield, pioneered by EigenLayer. Increases reward potential alongside slashing risk.
Real yield
Yield paid from protocol fees rather than token emissions. Sustainable across market cycles.
Reward emissions
Yield paid in newly issued protocol tokens. Often initially attractive but typically decays as issuance schedules taper.
Yield aggregator
A platform that surfaces, compares, or auto-routes capital across multiple yield-bearing pools or protocols.
Smart contract risk
The risk that the underlying protocol code contains exploitable bugs or has been audited insufficiently.
Stablecoin depeg
A temporary or permanent deviation of a stablecoin from its target value (typically $1.00).

Frequently asked questions

What is the best DeFi yield aggregator?

The right tool depends on use case. For raw pool discovery, DefiLlama Yields is the canonical source. For risk-adjusted scoring, sustainability analysis, and constraint-based allocation routing, Yieldex grades pools A through F and routes capital based on user-defined risk tolerance. For auto-compounding LP vaults, Yearn or Beefy. Most treasury operators use a combination.

How do I find safe stablecoin yields onchain?

Look for four signals: TVL above $50M, the bulk of APY coming from real fees (not emissions), audited protocols with 12+ months of track record, and major stablecoin pairs (USDC, USDT, DAI). Yieldex flags emission-heavy pools, thin TVL, and reward decay automatically.

Is yield farming safe in 2026?

Yield farming on top-tier protocols (Aave, Compound, Curve, Lido, Pendle) is generally lower risk than experimental pools. Primary risks are smart contract bugs, impermanent loss, stablecoin depeg, reward token collapse, and bridge custody. Risk-grading frameworks like Yieldex's A-F scale make these comparable across pools.

What is the AI Yield Router?

An allocation engine that takes capital amount, exposure type (stables, ETH, BTC, blended), risk grade floor, minimum TVL, max protocols for diversification, and chain scope. It returns a diversified allocation with weighted APY, expected annual yield, book grade, per-pool breakdown, and written rationale. Side-by-side scenario comparison lets users contrast different constraint sets.

Does Yieldex hold custody?

No. Yieldex is read-only. The optional wallet connect uses standard EIP-1193 read calls to grade existing positions. Yieldex never requests transaction signatures, never holds approvals, and never moves funds.

Is Yieldex free?

Yes. No signup, no API keys, no fees. Data comes from public DefiLlama endpoints. The site runs entirely in the browser as a single static file.

The wire: DeFi and crypto news

The wire is Yieldex's curated news section, refreshed every fifteen minutes. It pulls headlines from BSC News covering DeFi protocol launches, market moves, regulation, RWA developments, liquid staking, restaking, stablecoins, exchange and CEX news, exploit and security incidents, and broader onchain market intelligence. The format is intentionally minimal: timestamp, headline, source pill. Every headline links to the source article in a new tab. The wire sits between the AI brief and the yield desk so users get market context alongside live yield data, rather than having to switch between Yieldex and a separate news aggregator. Coverage spans Bitcoin, Ethereum, every major Layer 2, Solana, Cosmos, and the rest of the onchain ecosystem.

RWA: Real-world assets and tokenized treasuries

Real-world assets (RWA) are traditional financial instruments brought onchain through tokenization, including US Treasury bills, corporate bonds, private credit, real estate, and tokenized equities. RWA is one of the fastest-growing categories in DeFi, projected to cross hundreds of billions in onchain TVL as institutional capital migrates onto blockchain rails for the settlement, transparency, and 24/7 redemption advantages.

Yieldex tracks every major RWA yield source:

Yieldex grades RWA pools on the same A-F scale as native DeFi pools, with the model accounting for regulatory framework, custodian quality, redemption terms, and counterparty risk specific to tokenized real-world assets. Treasury-grade RWA pools (tokenized T-bills with major issuers) typically grade A or B because their yield is fee-driven and underwritten by traditional credit, while higher-yield uncollateralized RWA lending grades C or below depending on default history.

TradFi crossover: institutional and treasury-grade onchain yield

The line between traditional finance (TradFi) and decentralized finance (DeFi) is dissolving. Major asset managers (BlackRock, Franklin Templeton, Fidelity, WisdomTree) have brought tokenized money market funds onchain. Stablecoin issuers (Circle, Tether, Paxos, PayPal) sit on US Treasury portfolios that match Wall Street primary dealers in scale. Crypto funds, DAOs, family offices, and corporate treasuries increasingly hold meaningful stablecoin and ETH positions that need professional yield management.

Yieldex serves this crossover audience. The AI Yield Router supports treasury-scale constraints: minimum pool TVL floors up to $500M, A-only risk grade gating for capital preservation mandates, protocol diversification caps to limit single-protocol exposure, and chain scope filtering. Allocation outputs include weighted APY, expected annual yield in dollars, book grade, per-pool dollar amounts, and a written rationale suitable for investment committee review.

For institutional users comparing onchain yield against TradFi benchmarks:

Treasury operators bridging Wall Street and onchain capital use Yieldex to compare risk-adjusted yield across both surfaces in one view, with the same A-F grading framework applied consistently. The Copy as JSON feature exports allocations as structured data ready for downstream execution by treasury teams, agents, or custodial workflows.

About Yieldex

Yieldex is built for DeFi treasuries, crypto funds, DAO operators, family offices exploring onchain yield, institutional crypto allocators, treasury managers comparing TradFi and onchain fixed income, and individual yield investors who need to route capital intelligently across the onchain yield surface. The product is non-custodial, free, and works in any modern browser. Data sources include DefiLlama Yields, DefiLlama Coins for prices, and public Ethereum RPC endpoints. News is sourced from BSC News. The site is open to crawlers and AI search engines.

Topics covered: DeFi yield aggregator, yield farming, stablecoin yield, APY tracker, TVL analytics, liquid staking, restaking, EigenLayer, Pendle, Aave, Compound, Curve, Convex, Lido, Rocket Pool, Yearn, Morpho, Spark, Sky, Beefy, Frax, GMX, real-world assets, RWA, tokenized treasuries, tokenized T-bills, Ondo, Maple, Centrifuge, Goldfinch, Backed, Hashnote, BlackRock BUIDL, money market alternatives, fixed income onchain, smart contract risk, impermanent loss, reward emissions, AI DeFi tools, treasury yield management, DAO treasury yield, crypto fund yield strategies, institutional DeFi, onchain yield routing, DeFi news, crypto news, onchain market intelligence, the wire, Wall Street crypto, TradFi crossover, BSC News.

the yield
desk for onchain
operators.

A DeFi yield aggregator with AI-graded pools across 600+ protocols and 90+ chains. Real-time APY and TVL on Aave, Compound, Pendle, Curve, Lido, EigenLayer and every yield source DefiLlama indexes, scored A through F by a risk model that knows the difference between sustainable yield and a reward-printer about to run out of paper.

live · defillama feedsyncing
Total TVL tracked
Pools indexed
Protocols
Chains
01 / yield router

tell the desk your size.

Your constraints in, an allocation out. The router maximises risk-adjusted yield across A and B grade pools, capped for diversification.
02 / your positions

your book, graded.

Read-only wallet connect. No signatures, no approvals, just the desk's view of your positions.
Initializing…
03 / alerts

watch the book.

Pool-specific thresholds for APY moves and grade downgrades. Click the bell on any desk row to set conditions. Alerts persist locally and check on every page load.
Loading alerts…
04 / ai brief

today's top picks

A cut of the highest-scoring pools across three risk archetypes, refreshed live.
Computing top picks…
05 / the wire

market signal.

What the rest of the desk is reading. Curated headlines from across the onchain market, refreshed every fifteen minutes.
Pulling the wire…
06 / the desk

every pool, graded.

Filter, sort, star, drill in. AI score combines TVL depth, reward dependency, IL exposure, and sustainability.
Stablecoins only Single-asset No IL risk Hide outlier APY (>1000%) Watchlist only ★
Protocol Pool Chain TVL APY 90d trend AI score Flags
Pulling DefiLlama yield index…
1 / 1
07 / roadmap

what's shipping next.

The desk is the foundation. The agent is the product.
live
Yield desk
Every pool, AI-scored, filterable, watchlist-able. Real-time DefiLlama integration.
live
Wallet positions
Read-only connect. The desk shows your real holdings, grades each position, surfaces A-grade alternatives for anything idle or sub-A.
live
AI yield routing
Tell the desk your size and risk tolerance, get a routed allocation across pools with rationale, diversification capping, and copy-as-JSON.
live
Alerts
APY threshold breach and grade downgrade tracking, persisted locally. Email, telegram, and webhook routing arrive once the agent layer is wired.
q3
IL simulator
For LP positions: scenario-test impermanent loss across price paths before you deposit.
q4
Strategy backtester
Replay your strategy against historical pool data. See real net yield, not headline APY.
q4
Reward decay tracker
Most "yields" are emissions. Track when they cliff, decay, or end before your APY does.
2026
Yield agent
Autonomous rebalancer. Set guardrails, the agent moves capital between A-grade pools as conditions change.
2026
Public API
The desk's scores, flags, and routing as endpoints for builders. Power your own frontend.